You can often save on top of holiday clearance sales by using deal sites, Bodge says. If you find that your cards don’t have that benefit, Bodge says to consider signing up for one that does, like the annual fee-free Bread Cashback American Express, where you earn 2% cashback on everything you buy. “If you don’t have a store card, a quick Google search of the credit cards in your wallet will show you which cards offer cash back or points on retail purchases,” she notes. If you’re shopping at Target and happen to have a RedCard, Bodge advises to use it to earn 5% cashback. Maximize Savings with the Right Credit Card To learn more about how to get the best deals on the January clearances and how to save on winter fashion, we talked to Trae Bodge, smart shopping expert at and truetrae on Instagram. Who doesn’t love a winter clothing clearance? But before you dive headfirst into this shopper's paradise, a little savvy can make all the difference between scoring an epic winter wardrobe refresh and getting lost in a blizzard of bargains. Gone are the festive lights and towering gift mountains, replaced by aisles brimming with winter apparel slashed with tempting discounts. Post-holiday sales are a goldmine for winter clothing deals.

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